Independent Mortgage Advice  ·  UK-wide

Combining financial markets
experience
with specialist
mortgage advice

Helping clients navigate property finance with confidence — from first-time buyers to experienced property investors.

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About RRG Mortgages

Independent, Client-Focused Mortgage Advice

RRG Mortgages offers independent, client-focused mortgage advice built around understanding your goals and financial situation. With experience working across a wide range of mortgage scenarios — from first-time buyers to experienced property investors — we focus on delivering practical guidance and tailored solutions.

Our approach is straightforward: honest advice, clear communication and support throughout the entire mortgage process.

Robert Riley-Gledhill

Founder & Mortgage Advisor

Robert Riley-Gledhill

Robert is an experienced finance professional who has worked in the City of London and internationally across specialist areas within financial markets, including construction finance and commercial mortgages, fund finance and investment banking risk management.

Experience spans complex financing structures, including structuring and execution in the financing of developments such as Dolphin Point Club.

Now as a mortgage advisor, Robert brings this broader financial experience into the residential and specialist property finance market — helping clients navigate the mortgage process with clarity and confidence.

We believe that clear advice, transparency and strong professional relationships are central to delivering a high standard of service, whether assisting first-time buyers, homeowners or property investors.

Mortgage Services

Guiding You Through Every Stage

We provide advice across a broad range of mortgage products to help clients secure the right finance for their circumstances. Whether you are purchasing your first home, remortgaging an existing property, moving house or investing in buy-to-let property, we work with a wide panel of lenders to find suitable options. Our role is to guide you through each stage of the process and help ensure everything runs smoothly.

Mortgage Services

Mortgage Services

We provide advice across a broad range of mortgage products to help clients secure the right finance for their circumstances. Whether you are purchasing your first home, remortgaging an existing property, moving house or investing in buy-to-let property, we work with a wide panel of lenders to find suitable options. Our role is to guide you through each stage of the process and help ensure everything runs smoothly.

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Protection

Protection

Robert approaches protection advice with great care, recognising that safeguarding a client’s home, family and financial security is an important part of responsible financial planning. Where appropriate, clients will be advised on suitable protection options based on their individual needs and circumstances. This may include life insurance, income protection and critical illness cover. Protection is not compulsory when arranging a mortgage, however it can provide valuable financial support in the event of illness, injury or death.

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Equity Release — couple at home
55+ Eligible homeowners
Equity Release

Your Home. Your Legacy.
Your Choice.

Robert approaches equity release with particular care and consideration, recognising that a home is often the result of a lifetime of hard work and that decisions involving such an asset should never be taken lightly.

Your home is often your most valuable asset, and for some homeowners later in life it may provide an opportunity to access funds while continuing to live in the property. Equity release products, such as lifetime mortgages, are available to eligible homeowners aged 55 and over and can be used for a range of purposes, including supporting retirement plans or assisting family members.

At RRG Mortgages, we recognise that equity release is a significant financial decision that requires careful consideration and specialist advice. Where appropriate, we will refer you to a suitably qualified adviser who specialises in this area, ensuring you receive thorough and fully informed guidance based on your individual circumstances.

A lifetime mortgage is not suitable for everyone and may affect your entitlement to means-tested benefits and reduce the value of your estate.

Discuss Equity Release
Specialist Property Finance

Complex Finance. Expert Guidance.

Leveraging City of London experience and a strong professional network, we access specialist lending solutions across the full property finance spectrum.

Buy to Let

Buy to Let

For landlords and property investors, — covering individuals, limited companies, portfolio landlords, SPVs and more. We advise across HMOs, holiday lets, MUFBs and non-standard property types.

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Limited Company Buy to Let

Limited Company Buy to Let

Many investors now purchase buy-to-let property through a limited company structure. We work with specialist lenders and guide clients through the more complex criteria and tax considerations involved.

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Bridging Loans

Bridging Loans

Short-term financing solutions to secure funding quickly. This is for auction purchases, refurbishments, or bridging a gap between buying and selling. Access to capital when timing is critical.

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Commercial Mortgages

Commercial Mortgages

Finance for offices, retail units, industrial premises or mixed-use buildings. This is for business owners acquiring their own premises or investors expanding a commercial property portfolio.

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Development Finance

Development Finance

Specialist funding for ground-up construction, conversions and major refurbishment, from single house builds to multi-million pound developments, with funds released in stages as work progresses.

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Equity Release

Equity Release

For homeowners aged 55 and over, unlock value in your home while continuing to live there. We advise with great care, working with specialist advisers of the highest order.

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Land Finance

Land Finance

Funding for land purchases with or without planning permission. We work with specialist lenders who understand the unique criteria involved in land transactions and development potential.

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First Time Buyers and Home Movers

First Time Buyers & Home Movers

Clear, step-by-step guidance from initial conversation to completion. We help you understand how much you can borrow, what deposit you need and which options suit your circumstances.

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Remortgages

Remortgages

Secure a better rate, release equity or restructure your borrowing. Whole-of-market access including lenders who consider non-standard property types and capital raising for various purposes.

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Self-Employed and Contractor Mortgages

Self-Employed & Contractor Mortgages

We work with lenders who understand varied income, salary, dividends or retained profits. Even with one year of accounts or a shorter trading history, suitable options may be available.

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Self-Build Mortgages

Self-Build Mortgages

Designed for those building their own home or undertaking major renovation. Funds released in stages aligned to your build timeline, with access to specialist self-build lenders.

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Adverse Credit Mortgages

Adverse Credit Mortgages

For borrowers with missed payments, defaults or CCJs. We work with specialist lenders who consider the wider financial picture, not credit history alone, to find suitable solutions.

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Protection

Protecting What Matters Most

Safeguarding your home & family

A mortgage is often one of the largest financial commitments you will make, which is why protecting your income and family is so important. Robert approaches protection advice with great care, recognising that safeguarding a client's home, family and financial security is an essential part of responsible mortgage planning.

We provide advice on a range of protection policies including life insurance, critical illness cover and income protection — helping ensure that, should the unexpected happen, your home and financial stability remain protected.

Discuss Protection Options
Family protection
Mortgage Calculator

Calculate Your Repayments

Use our calculator below to estimate your monthly mortgage repayments. For regulated, personalised advice tailored to your circumstances, please get in touch.

Loan Details

£
years
1 to 40 years
%
or
£

Your Results

Monthly Payment
Capital Repayment
Total Borrowed
loan amount
Total Repaid
over full term
Total Interest
cost of borrowing
Annual Cost
per year
Effective Rate
annual interest
Principal vs Interest
Principal
Interest

For illustrative purposes only — not financial advice. Always consult a qualified mortgage adviser before proceeding.

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Let's Start the Conversation

You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with GDPR May 2018 requirements. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone. By submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.